New Zealand

Have you ever had to rely on someone when it mattered?  REALLY?  On the 9th November 2011 at 9:01pm I needed help. I was on

Wealth dynamics is now part of my DNA .In September 2003 my life radically changed for the better. For some time I  had been

I happened to be in the water, and I asked to come out and serve me there! There have also been sad times, regretful times,